{"id":2065,"date":"2016-08-15T16:24:19","date_gmt":"2016-08-15T16:24:19","guid":{"rendered":"https:\/\/inteligensa.com\/?p=2065"},"modified":"2016-08-15T16:33:49","modified_gmt":"2016-08-15T16:33:49","slug":"use-of-cards-in-latin-america-keep-growing","status":"publish","type":"post","link":"https:\/\/test2.inteligensa.com\/en\/2016\/08\/15\/use-of-cards-in-latin-america-keep-growing\/","title":{"rendered":"Use of cards in Latin America keep growing"},"content":{"rendered":"
\nWithout any doubt, the payment instruments sector is increasingly characterized by innovation and immediacy. Those factors have contributed in the recent years to the appearance of innovative solutions of electronic payments such as the MPos, digital wallets and cryptocurrencies.<\/p>\n

Mobility has marked trends in the sector, among other things, thanks to the development of the contactless technology as a mean to establish the necessary payment infrastructure leading to the NFC.<\/p><\/blockquote>\n

In this scenario, however, the payment card remains the main method, particularly in regions such as Latin America and Europe. These ideas are reflected in the Tecnocom Report<\/a> on Trends in Payment Instruments 2015.<\/p>\n

According to that Report, the use of cards not only remains as the main payment instrument, but even stands out due to its constant growth, thus imposing itself with a 63.1% above the rest of the payment instruments since 2009.<\/p>\n

The use of cards in 2014 ratifies that importance, and not only in Latin America but also in Europe. In the first case the volume of cards in circulation was of 59.5% and the volume of cards in transactions was of 85.4%. In Europe the numbers are even more convincing: 83.5% of cards in circulation and 96.6% of transactions.<\/p>\n

Countries such as Chile, Mexico, Colombia, Peru and Dominican Republic are a good indicative of that growth in cards use, and particularly in debit cards. Chile has the greatest progress with an annual growth of 17.8% for the period 2009-2014. By 2014 the volume of debit cards was 18.4 million and the volume of credit cards was 10 million.<\/p>\n

In Mexico the rise was 17.2% (163 million cards, of which 134.5 million were debit cards and 28.5 million were credit cards). Debit cards increased in 30.4% and credit cards in 10.3%.<\/p>\n

Peru had a similar performance to that of Mexico and Chile: the debit cards ratio was higher than credit cards (from 2.4 in 2009 to 2.6 in 2014), which is related to an increase in the number of debit cards in circulation: 10.3% in 2014, compared to 3.3% of credit cards.<\/p>\n

In the cases of Colombia and Dominican Republic, there was also an important growth in the cards use, however unlike the previous countries, in Colombia and Dominican Republic credit cards showed a higher growth. In the first country the use of payment cards rose to 65%, nevertheless the increase in credit cards was the most important: in 2009 there were 2.1 debit cards for each credit card, but in 2014 that ratio changed to 1.6. In the Dominican Republic credit cards increased to 7.1%, while debit cards increased to 4.4%.","protected":false},"excerpt":{"rendered":"

Without any doubt, the payment instruments sector is increasingly characterized by innovation and immediacy. 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