The payments industry was very active during 2014 and for the current year 2015 it is expected that it maintains its high activity and even with important changes.
By 2015 the payments industry is expected to adopt innovative payment solutions and that technology continue revolutionizing the industry and promoting progress, mainly in the NFC area (Near Field Communications) and authentication, which will continue to have a great impact on mobile payments. At the same time, mobile payments will continue to rise, being increasingly accepted and demanded by market.
Security will be essential in those changes, since it is one of the more appreciated elements by users, but at the same time, it must be related to the comfort, another of the required characteristics, because customers seem not willing to concede. In few words, what is expected for this year is that payments be increasingly more secure and easier to use.
With solutions recently launched to the market, such as Apple Touch ID, Google Wallet and some others of similar level, based on mobile payment using NFC Technology, Biometric Authentication (fingerprint) and some other advancements, and the great receptivity of the market for those developments, there will be increasingly new security systems to replace the tricky passwords.
Definitely, for 2015 Biometric Authentication and NFC will be some of the protagonist technologies of mobile payments, which are considered the most appropriate to fulfill the main objectives of this industry: to guarantee transactions security, protect the identity of users and to offer them the maximum comfort.